Katherine Hayton is a 42 year old woman who works in insurance, doesn't have children or pets, can't drive, has lived in Christchurch her entire life, and currently resides two minutes walk from where she was born. For some reason she's developed a rich fantasy life. Buy one of her books and she'll be able to retire in luxury. Or in comfort. Or in just-scraping-by-but-at-least-I'm-not-in-the-office-24-7-ness. Go on.